About Us

Kinatwa SACCO is a transport based SACCO with its headquarters located in Kitui. The SACCO has gained popularity in various parts of the country for its efficient service transport both ordinary fourteen capacity vans and executive – (shutles) and parcel deliveries.
The SACCO vehicle offers daily trips to the capital city of Nairobi from major towns among them Kitui ,Mwingi,Kibwezi,Makindu and very soon we are introducing the Nairobi-Mombasa Route The SACCO was formed in 2001 by matatu owners from Nairobi and Kitui at a time when the Matatu industry was known for its notoriety.
With the zeal to streamline the operations and instill discipline a group of Matatu owners pursed the incorporation and registration of KInatwa SACCO IN 2004 UNDER THE COOPERATIVES SOCIETY Act cap 490. The SACCO has upheld its core objectives of savings mobilization for owned land at affordable rates to enable members engage in their businesses profitable and improve their lively hood


Below are Services We offer

Parcel Services

KINATWA Sacco Courier takes a proactive approach towards business; believe that our integrity, dedication, competitive rates and superior customer service sets the standards for others in our industry.
We have become the preferred courier to many businesses and individuals.

Transport Services

At Kinatwa Sacco we pride ourselves on personalized service and our commitment to our customers.
KINATWA SACCO offers an extensive list of transportation choices to better serve our customers needs.

Individual Loan

This product is packaged for individual entrepreneurs and members with regular fixed income to access affordable financial services .
Features and Benefits A member must purchase FOSA shares to act as a security and multiply factor.
Flexible loan amount determined by account of FOSA shares purchased . Repayment period 12months Very competitive interest rates.

Business Loans

A product packaged to finance people carrying out business or enterprises .
meant for both large scale and small scale traders whereby entrepreneurs save money to access affordable loans.

Education Loan

This product is meant to finance education of a member and their dependants in school ,colleges and universities

Asset Finance

Enables members to acquire assets like commercial vehicles ,plots, machines and equipments for commercial use.

Why Choose Us

We are the best and the facts below can confirm to this


No of Vehicles 200+


Members 150+

167,988 +

Customer Base 167,788+


Member Deposits 120,000,000+

Our Photo Gallery


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Contact Us

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P.O. BOX 979-90200 Kitui Kenya

Phone Number

0712 350 449